+44 161 968 7065: Legit or Scam? What You Need to Know
Have you recently received a call from +44 161 968 7065 and wondered who it was? You’re not the only one. Many people across the UK are trying to figure out why this number keeps calling them. In this article, we’ll explain everything about this number, including where it’s from, who owns it, and how to respond.
What is +44 161 968 7065?
+44 161 968 7065 is a UK-based landline number originating from Manchester, commonly used by Moorcroft Debt Recovery Ltd, a well-known and legally authorized debt collection agency. This number is typically used to contact individuals regarding unpaid debts, overdue bills, or outstanding balances that have been passed on to Moorcroft by original creditors such as banks, utility providers, or telecom companies. While the calls from this number are not a scam, it is important to approach them with caution—always verify the legitimacy of the debt before providing any personal information or making payments. If you are unsure why you are being contacted, request written confirmation and seek guidance from a trusted debt advisory service.
What Region Uses +44 161?
The +44 is the country code for the United Kingdom. The 161 part of the number is the area code for Manchester. This means that +44 161 968 7065 is a landline number based in Manchester. It’s important to know that many companies and service providers use Manchester-based numbers, especially in customer service and collections.
This number, in particular, has been used by Moorcroft Debt Recovery Ltd, one of the UK’s well-known debt collection agencies. While this company is legitimate, the calls can be unexpected and even stressful for people who are unsure why they’re being contacted.
Who Is Moorcroft Debt Recovery Ltd?
Moorcroft Debt Recovery Ltd is a company that helps other businesses collect money from people who have unpaid bills or loans. They are authorized by the Financial Conduct Authority (FCA) and follow rules to make sure people are treated fairly.
Moorcroft often contacts people about:
- Credit card debts
- Unpaid utility bills
- Store card balances
- Bank loans
- Overdue telecom charges
If you’re being contacted from this number, the company is likely reaching out about one of the issues listed above.
Why Would +44 161 968 7065 Be Calling Me?
There are many reasons why you might receive a call from this number. Sometimes, you may owe money that you forgot about or didn’t know had been sent to a collection agency. Other times, the call might be a mistake.
Some possible reasons include:
| Reason | Explanation |
|---|---|
| Outstanding Payment | You might owe money for a bill or account. |
| Mistaken Identity | They may have the wrong name or contact details. |
| Previous Resident | The debt could belong to someone who used to live with you. |
| Shared Address or Number | Your phone or address could be linked to another person. |
| Old or Settled Debt | A closed account might still appear in their database. |
If you are unsure why they are calling, ask for proof. Debt collectors are required to provide written confirmation of the debt.
Is +44 161 968 7065 a Scam?
While +44 161 968 7065 is not a scam, the way the call is made may feel suspicious. Moorcroft is a legitimate debt collection agency. But like many agencies, they often contact people without much detail at first. That can make their calls seem suspicious, especially if you don’t recognize the debt.
To be safe:
- Ask the caller to identify themselves.
- Do not give out personal details unless you’re sure of their identity.
- Ask for a written letter showing the debt amount and the original creditor.
If they refuse to send written proof, then the call could be a scam impersonating Moorcroft.
What Are People Saying Online?
Many people have searched for this number online and shared their experiences. The most common complaints are repeated calls and confusing information. However, some users report that they resolved the issue quickly by verifying the debt.
Here’s what some websites report:
| Website | Description of User Experience |
|---|---|
| Tellows | Users say the number calls frequently. |
| WhoCallsMe | Reports show mixed reviews about debt claims. |
| TrueCaller | Listed as Moorcroft Debt Collection, some label it spam. |
If you see this number on your phone, don’t panic. It’s best to speak with the company or seek advice.
Can You Ignore Calls from this Number?
It’s possible to ignore calls, but it’s not a smart move. Ignoring calls from this number may lead to more serious actions. Moorcroft can send legal letters or contact credit agencies. That can harm your credit score or lead to court action in extreme cases.
If you believe the debt is real, it’s best to speak to them directly. If the debt is not yours, you can dispute it and ask them to update their records.
What Happens If You Block the Number?
You can block +44 161 968 7065 on your phone. Most smartphones allow you to block calls easily. But this won’t stop Moorcroft from contacting you in other ways.
They may:
- Send letters to your home
- Email you if they have your address
- Pass your case to another agency
Blocking the number won’t solve the issue if the debt is real. Always ask for confirmation of the debt before making a decision.
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How to Respond to a Call from this Number
Here are steps to take if you get a call from this number:
1. Stay Calm: Don’t panic or act in fear.
2. Ask Questions: Find out who is calling and what the debt is for.
3. Don’t Share Everything: Give only basic information until you’re sure they are legitimate.
4. Request a Letter: Ask them to send a written notice with all the details.
5. Get Advice: Speak to Citizens Advice or StepChange Debt Charity if you’re unsure.
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How to Dispute a Debt from this Number
If you think the debt is not yours, or the amount is wrong, you can file a dispute. Moorcroft is required to investigate and respond.
You can write to them and ask for:
- Proof of the debt
- The original creditor’s details
- How the amount was calculated
- A copy of the signed agreement (if any)
Do not make any payments until they provide proper evidence. Keep a record of all communication in case the matter escalates.
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What Should You Do If It’s a Mistake?
Mistakes happen. Sometimes you get called from +44 161 968 7065 by accident. If that happens, you can ask Moorcroft to remove your contact info from their database.
Send them a written letter or email stating:
- Your name and number
- That the debt isn’t yours
- Request to stop further contact
If they keep calling, report them to the Financial Ombudsman Service or ICO (Information Commissioner’s Office).
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Final Words
If you’re getting calls from +44 161 968 7065, it likely comes from Moorcroft Debt Recovery Ltd. The number is not a scam, but it’s important to verify the debt before taking any action. Ask for proof, understand your rights, and take control of the situation.
Many people feel scared when they hear the word “debt,” but the best way to handle it is with calm and clear action. Whether the debt is real or not, there are always steps you can take to protect yourself.
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